Thursday, October 27, 2016

Mortgage Update for October 2016

Another $1,200 extra payment for the mortgage.  The total is now $26, 674.  Only one year and 6 months to go!  Then I will sell the house, or rent it out, and move back to my property .  I was out at my property yesterday.  Although, I miss it, I do not want to go back without enough money to make life easier out there.  I have dreams of a 20'x20' metal carport going in where the old garage used to be and some nice big water tanks for rainwater collection.  Also, some block walls, field fence for the perimeter, covered porches, and finish the inside of the barn-shed. 

I called the building department and scheduled my inspection for the barn-shed, again.  If you remember, the inspector said he couldn't find the address last June when I scheduled it the first time.  I added another address sign and wrote down the miles from the main road and left more explicit instructions on the voicemail.  I hope he just finds it and passes the inspection.  There isn't much to inspect.  The grading inspection and the tie-downs were already approved.  I just want to close this permit so that I don't waste $300 in fees and have to do it all again. 

Anyway, I will be nervously checking online tomorrow to see if I pass or not.  There is no phone number for the inspector and no time frame for him to show up other than between 8 and 5. 

*Update* I blissfully forgot all about the inspection until noon and then nervously checked online.  FAILED, again.


This time, it was a woman inspector who couldn't find the place.  She didn't leave a contact number in the comments so I called the general number and got sent to one guy who sent me over to the Addressing department who gave me the cell phone number of the inspector.  Finally, some useful information.  I called her and she said that she drove up and down the main road but didn't see the address and didn't receive the detailed voicemail that I left on the automated system.  Sigh.  I asked her if she would be the one to go out tomorrow if I scheduled it again and she said probably and to call her at 7am.  I signed up for the inspection tomorrow and will call her with directions.  I hope, after all of this, that I pass the inspection.  I think I will change my address with the addressing department to get a more accurate address before I attempt the electrical permit.  I've been waiting for the closest dirt road to get an official name but now I think it will have the same name as the other dirt road before the turn.  That's fine.  If I get an address that an inspector can find, I will be happy with it.

8 comments:

Anonymous said...

Yikes,maybe you could ask if you could drive her there!

Daizy said...

Ya, if she tells me what time she will be out there I can meet her at the cross streets and guide her in. And the saga continues!

Dave said...

Sounds like you live in a very rural area, in the middle of nowhere. Aren't there other properties scattered around on badly signed roads? Wouldn't the inspectors have trouble finding them, too? Sounds like those inspectors need to gain better familiarity with maps of their covered areas so they can get around. And checking in with their voicemails might help, too!

Daizy said...

Oh, yes, there are many others. Some have requested new addresses as dirt roads get official names, some like the anonymity and keep the old address. I liked it until it caused me problems. Now I want a new address.

Lizzie@her MFW Homeworld said...

I read the posts out of order and got the good news first. Congrats!,

Anonymous said...

Hi Daizy, I noticed that you said you could sell or rent your house out once your mortgage is paid off but of course you don't have to pay off your mortgage to do either of those things. I was just wondering if there is a reason you would want to be mortgage free before considering those options.

Saw above that you finally passed inspection, congratulations!

Tony

Daizy said...

I wish I got the good news first!

Daizy said...

It's just my own schedule. I want to stay in this house until June because it is easier to live here with my nephew, but after he goes to his grandfather's house for the summer and then to college, I will get serious about cleaning this house out and getting it ready to rent or sell. If an opportunity to rent comes up I can always move out sooner than planned.