Wednesday, December 31, 2014
Mortgage Update for December 2014
Well, now for some good news. I was able to make an extra $1,200 payment towards my mortgage even with all the wild Christmas spending I did. That brings the total down to $49,570. I am below $50k! That is very exciting. If I am able to keep up my $1,200 extra payments, then I will have it paid off in 2 years and 10 months. I have another scenario where I put $1,600 a month towards the mortgage plus my $3,000 emergency fund and that would let me pay off the mortgage in 2 years and 1 month. Who knows, it could happen. With my nephew coming back to live with me, my expenses will be a little more unpredictable but I will try to keep them on track.
It has been cold and rainy all day today. I had a nice lunch with my sister and the rest of the night is ear-marked for movies and ice cream with the dogs. They are already sleeping so I can tell they aren't too concerned about the beginning of another year. I hope it is a good year for everyone. It is definitely looking like many changes are in store for me. Hopefully, good changes.
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Woohoo, that is amazing. I must try harder this year!
I read your blog, but rarely comment.
But I want to know how much of an inspiration you are to me. I'm no where near being in as good of shape as you financially, and this encourages me. Thank you!
And I just barely made it before 2015, Lizzie. Of course, now I have to pay my over-stuffed credit card bill. Hmmm...
Well, thank you beth! I'm glad I have a few readers left! Good luck to you.
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