Friday, August 22, 2014

Mortgage Update for August 2014

Since I still can't chew on the left side of my mouth, I might as well talk about something that cheers me up like my latest extra mortgage payment.  $1,500 above and beyond the usual monthly payment went to the principle which brings the total down to $53,656.  It's getting close to the 40's!  Only 3 years and 1 month to go and hopefully less than that if I keep paying $1,500 instead of $1,200 extra.  As long as I don't have any major expenses, I can keep it up.

Luckily, I have enough money in my health savings account to pay for my current dental problems.  After speaking with the endodontist, he advised to get the crown done now to protect the tooth with the root canal and wait until January for the apicoectomy (a horrible procedure where they go through the gum and work on the root of the tooth).  The crown cost $886 and the apicoectomy will cost $1,250 and I only get $1,000 covered each year from my dental insurance.  Anyway, whine, whine, my teeth hurt.  Hopefully, this pain will go away by Monday or else something else will be wrong and I'll need some other expensive procedure.  At this point I am thinking that I could have lived with the cold sensitivity and done without this root canal.  Room temperature ice cream isn't really that bad.


Anonymous said...

I have had the procedure some years ago .
Specialist did not see anything on x ray and thought it was in my mind. I had terrible pain.
I insisted. It had puss pouring out.
It was unpleasant but a relive.
I love your blog

Margit in Melbourne Australia

Lizzie@her MFW Homeworld said...

Ouchies, dental and financial. Mortgage is looking good though

Daizy said...

Ugh, Margit, that sounds awful. I'm glad you insisted. I didn't even know that root can get infected. They pointed it out to me on the xray.

Daizy said...

Lizzie, it did cheer me up to be able to pay down my mortgage. Next month is not looking good. I might have to spend the money on airfare for an out of state funeral. No fun at all. :(