Thursday, January 20, 2011

Moving The Money

This month is not looking good for an extra mortgage payment. I deposited some extra checks in to my account but after paying my big after-Christmas credit card bill, I only have $500 left in that account. I don't want to empty it for my extra mortgage payment since I have some big unknowns coming up soon. My tenant will move out at the end of the month and then I will have to tackle the cost of new flooring. Maybe I will have some money left over after the house is rented again.

I am still learning the in's and out's of my new health insurance. Our company deposited $500 into my account for their contribution. I finally got ahold of the form that I am supposed to fill out so that they can automatically deduct money from my paycheck to put in the health saving account also. Now I just have to track down my new account routing numbers. There was a lot of steps to setting this all up. Hopefully it is easier to use than it was to set up.

Tomorrow our company gets a visit from the auditor and I will be under the microscope. I haven't had to talk to him in 3 years. I hope I do ok. At least there is a possibility that there will be donuts but I'm not going to get my hopes up.


Sallie's Niece said...

I hope you shine under the micoscope and get some donuts!

Anonymous said...

You are definitely doing the right thing holding off on the extra mortgage payment right now when your rental property is in a state of flux.

Worst case scenario the house is paid off by the end of the year anyway. Start building up the funds you will need in the short term and then a little cushion if possible.

Daizy said...

Sallie's Niece, the audit went ok but there were no donuts. Bummer. One coworker was so disappointed about the donuts he pouted all day.

Daizy said...

Anonymous, yes but it sure is hard to be so close and have to change course. It is also hard to be patient and wait until they move out at the end of the month. I want to get things moving now so that I know what it will cost.