I know I'm a little early but I thought it would be a good idea to add up my expenses before I go grocery shopping tomorrow. For the past few months I have been just going on a "feeling" of how much I have spent in a month. Then, at the end of the month, I have added up the money spent and surprise, surprise, I'm over budget. Taking that approach for the last 6 months has put me in a big hole. I added up September expenses thinking that there was no way I could have spent it all and I came up negative $40. Darn. I'll have to borrow another $20 from October and buy dog food and enough fruit, lettuce and carrots to get me through the week.
Because my bill to myself has grown to over $1,400 (a whole extra mortgage payment!) I decided I would have to use my bonus, the one I got instead of a raise, to pay myself back. I was hoping to use that bonus for my extra mortgage payment this month but oh well, I only have so much money to work with and it seems that I already spent it, can't spend it again! After I subtracted my bonus that still leaves a negative $700 plus I am still hoping to buy 2 plane tickets for the holidays. I really must try harder to be under budget next month. Unfortunately the weather is not helping. 98 today and 97 tomorrow. The air conditioner only took 2 days off this month. The next electric bill might be the biggest of the year!