Friday, January 29, 2010

January Mortgage Payment Plan Progress

January is almost gone and I am not going to see any rent money this week so I went ahead and paid my portion of my extra mortgage payment. The rest will get rolled in to next months payment.

I paid an extra $1,522 which brings the total down to $27,752. If I can stay on track with my current plan I will only have 10 months left. So far, staying on track has been difficult. If I don't pay any more extra money my mortgage will be paid off in 4 years and 3 months. I like to watch the spreadsheet for no-extra-payments. Every time I make a payment. I can usually knock 3-5 months off of the total time.

Anyway, I don't get to sleep in tomorrow because of dog chores. I have to shuttle one dog to the vet. Looks like I'll be getting my pit mix foster dog back soon. The guy wants to return her. This is the guy without a dog door. Now he doesn't like that she scratches at the screen to go out. Maybe he should train her to ring a bell? She is a good dog except that she doesn't like cats so she can't stay here forever. She will need to find a good home before I move my cat in with the dogs this summer. Right now I only have 2 dogs and it is peaceful once again.


Over the Cubicle Wall said...

Congrats on the mortgage progress. When your tenant catches up on rent, that should be a big chunk paid off.

Sounds like the dog will be better off somewhere else. There is somebody out there for her.

Daizy said...

I am having a hard time moving through the 20's. I hope the teens aren't as slow.

I hope she gets along with my new foster dog. I know she won't be letting him on the bed that's for sure.

Lizzie @ her homeworld said...

You still did really well considering the rent didnt arrive in time. The teeens will whizz by because you will see the end in site and put in every penny, I am betting.(dogs and cats fill have to find employment....)

The Executioner said...

Stay on track! Ten months is such a short time. Put off all other expenses until the mortgage is GONE!

Nice work.

Daizy said...

Lizzie, that's a good idea...the dog is a good digger and the cat, well, she amuses the dog so maybe I could rent her out as a dog toy?

Daizy said...

Executioner, it seems to be getting harder to keep the lifestyle inflation from creeping up but I will keep trying.