I am really glad that I have reached the one year point in my mortgage payoff plan...even if I might have to add a month or two because of unforeseen circumstances. It is a huge milestone and yet the thought of another whole year of scraping my money together and going to work every day and jumping through hoops does not motivate me. I need to focus on getting through each day. Because when I get through one day then I am one day closer to Friday and when I get to Friday then I have conquered a whole week and when I do that 4 1/2 times then I have put a whole month behind me. And I only have to do that 12 more times before my mortgage will be gone. That sounds a little more doable.
I will try not to think about all the stumbling blocks of last year...the trashed rental house, the cost of fixing the rental house, late rent, doctor bills, dentist bills, air conditioning repair, fridge repair, spending too much on the dogs to make myself feel better (although that did work). This next year is a blank slate and it begins with trying not to over-spend on Christmas, then trying to not let my job drive me crazy, then the possibility of my renter moving out and having to put in new carpet (I am dreading this already). Ok, I'll stop there. I need to go back to focusing on one day at a time. Tomorrow is Wednesday. Only 3 more days of work until the weekend. I can do this!