$25, 405. 1 year and 5 months to go. I waited until the last day of the month to make my extra payment because I couldn't decide if I was going to do $1,000 or $600 this month. Jimmy-dog's vet bill was $450. I also had the opportunity to get the timing belt and water pump replaced in my PT Cruiser for $650, less than half the amount it was quoted to me. Since the car was 10k miles over the recommended maintenance time and I had heard that a broken belt usually kills the engine permanently, I decided to get it done even though the financial timing isn't the best. So, that's negative $1,100 for November. I have $600/month budgeted for these kinds of expenses. Then, I had the opportunity to host a tiny house in my yard for one month. (Details to come later) That's a positive $300 for rent. To make up the difference between -$1,100 and +$900, I only paid an extra $1,000 instead of my usual $1,200 for the mortgage. Now I can move on to trying to balance December.
8 comments:
You are doing really well. Life does get in the way but still you are getting there. well done
Looking forward to hearing about hosting the tiny house!
-Lee in Texas
I am looking forward to the tale of the Little House, along with pics!!!
You pay off those houses with amazing speed. November is always a bad month for me - property taxes and home insurance. I hate to spend more than I make
It does, it does. I hope it doesn't get in the way as much next year.
I can't believe it actually worked out. I just need some time to write the post.
I better get with it and write the story soon. I left everyone hanging. November and December are terrible months for my finances. And then It takes until February to recover!
Another fine example of why it's a good idea to build into your budget a cushion or surplus to handle these things. I have had some unexpected expenses throughout 2016 and my built-in budget cushions protected me from having to make some (slightly) more extreme moves or decision.
Yes, I am fortunate to have enough padding in my budget for flexibility during these situations. Now, if only I would stop seeing every sale as an excuse to buy myself a present. Wants and needs. Sometimes I blur the line.
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