February is turning out to be a very expensive month. I decided that I would pay the $1,000 that I owe in taxes with the interest that I made on my mutual fund ($500) and raid $500 from my property fix-it fund. Ok, that was fine as long as nothing else went wrong this month. Then on Monday, when I turned on the heater in the car, I smelled antifreeze. I had smelled it before when the heater was on but I kept forgetting to check under the hood when I got home from work because I didn't need the heater in the afternoon. Finally, I wrote it down because I was going to visit my mother on Tuesday and it would be convenient to drop my car off at the shop if it needed it. Well, I opened the hood and there was green liquid on the engine and the coolant level was low. sigh. So, the next day I dropped the car at the mechanic for the forth time in 4 months and my mom and I went to visit dad at the nursing home. It was his birthday and one of the staff bought him a giant chocolate cupcake and I put together some happy birthday posters from family members. He seemed to appreciate it and he really enjoyed the cupcake.
Today, I heard back from the mechanic. Now it needs a new radiator. Total parts and labor $650. My cheap car is not as cheap as I thought. I already spent $750 for a new motor mount, thermostat and hoses. I don't understand why the whole cooling system fell apart. I would love to know if the mechanic missed all of these broken parts or they really broke in succession. I certainly hope this fixes the problem and I don't have any more issues for at least a year. Of course, that's what I said last time too.
So, where to get the money? I was REALLY looking forward to putting $1,600 extra towards the mortgage next week but I can only do that if nothing goes wrong that month. I am already using the interest and borrowing some of the property money to pay taxes so I can't use that money. I could try to not spend any extra money for the next 3+ months and scrape $200 a month out of my budget but no more unexpected expenses could come up or it wouldn't work. I think the only sensible thing to do is take $400 out of the extra mortgage money and then try to make it through March without any extra spending which will give me the other $250. It is disappointing but putting an extra $1,200 towards the mortgage is still awesome. I will get it paid off eventually.