Home Owner's Association dues are one of the annoyances of home ownership in many towns and cities. On one hand they keep you and your neighbors from collecting junk in your front yards and from painting the houses pink. My HOA spends it's time and my money on sending out weed letters to people and creating a newsletter urging residents to watch out for graffiti and to pick up after their dog.
My dues used to be $20/m when I first bought the house. Now they are $28/m. I didn't realise they could go up. Anyway, I pay them regularly because no one wants to get on the wrong side of their HOA. This year they sent out payment booklets with a little coupon every month. I despise payment booklets. What a waste of paper and time. The only bill that I pay monthly is my credit card bill and that is only because I like to look at it first. I get the statements online and pay with online bill pay.
In the last HOA newsletter, they announced that dues can be paid online through their website. Great, I thought, I can put 6 months of dues on my credit card and get cash back. I went through the whole process of signing up and finally got to the place to pay. I was just about to push the pay button when something caught my eye. I went back and read "$9.95 convenience fee". Are they crazy? They almost got me. I got off that site very fast and used online bill pay which is free through my bank. That was almost an expensive mistake just to get about 30 cents cash back.