Stupid tax, that's what Dave Ramsey calls it when you get in to a financial situation because you didn't pay attention to the details. I found some stupid tax yesterday. I haven't been using my Discover card because the reward categories aren't good for me this month. I checked the bill just to make sure I didn't owe anything and there was a $44 charge. The date was from last week and I didn't remember making a purchase last week. The company name was Yahoo and then a website. I thought for sure that it was an error and was about to call Discover when I decided to do a quick search for the website. As soon as it came up I realised what it was.
2 years ago I was messing around with the idea of setting up some sort of web based business. I didn't know what I wanted to do or anything about websites. I saw a promotion from Yahoo that offered web hosting and a web site for $10. Great, I thought, a cheap way to get my feet wet. I signed up and charged it to my credit card. Not long after I lost interest in that idea and totally forgot about it. The $44 charge was for web hosting of that blank web page. Evidently, I signed up for more than just a $10 trial.
I was able to find my log in and password for Yahoo and I clicked on the tab that said 'payment history'. Yes, they charged me $44 last year too and I didn't even notice. I do scan my credit card bills but I must have missed it last year. If I hadn't stopped using my Discover card I might have missed it again. I cancelled the web page and deleted the credit card from my account. I briefly thought about trying to use the website for another year since I had already paid the hosting fee but I don't want it, I don't need it and I just want to get my credit card away from them.
So that's $88 in stupid tax that I have to work in to this month's budget. I would have much rather used that money for dog treats.