![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgomJmnCbieIDiwTsbfr7MxnI8A7cOaqW9PmeirZ7tWQzImBySIIBmte6P8BE_fLqYg7dU1gWskJHWyNKJ0dcoSqSIELtPLs3nIu1gitj-fCy6aIB2slg93gT00m-4Cab-tPAaLgC5ebUsi/s200/funky+piggy+bank+4.jpg)
Then I thought, what if I stopped contributing to my 401k for the next 2 years. How much would I be able to put towards my mortgage? I only contribute 3% so after taxes I would have about $900 a year. That sounded good until I thought about how much I would have if I left it alone. Before taxes I contribute $1200 plus another 3% from the company. I would be missing out on $4800 for my 401k. So, by stopping contributions I could pay my mortgage off one month sooner but it would take me 4 more months ($1200 x 4 months = $4800)to replace the money in an IRA to catch up. That doesn't sound very good. I had better stick with selling stuff on ebay.
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