I wish I had better news. My renter is late with the rent again. That means I made the extra payment with my portion only, $636. My cushion is gone and $300 has spilled in to the month of December. I was afraid of that. June has been crossed off but I have to add December to the end of my plan which means I still have 6 months to go. Doesn't feel like I've made much progress.
Now I have to decide whether I want to continue to give my renter a chance to find full time work or if I should tell her to leave. She has an interview on Thursday. I told her I would wait and see for a little bit longer. She promised to pay me all of the rent just as soon as she got a full time job or another part time job. I know she would but she already owes me a lot of money and she was living paycheck to paycheck before her hours got cut. I don't see any money in her future until her next tax return and that's a long way off.
If she does leave, I will have to put some money in to the house, perhaps as much as $4,000 for new flooring. The carpet is a disaster. I think I would replace it with tile.
So, my new mortgage total is $17,777. Not as low as it should be but still going down and that's what I like to see.