A note was sent off to the appraiser asking if the wording could be changed but I don't expect it to be changed. So, I called Speedy Glass and got a quote for $108 to replace the glass tomorrow morning. It seems weird to be fixing someone else's house but since I am buying the house "as-is" the seller isn't going to do any repairs and I don't want $108 + $100 for appraisal update (grumble grumble) to keep me from getting this house after all I have been through.
Also, the appraisal came in at $92k. Back in September Zillow said the house was worth $105k. Now Zillow says $95k but Zillow doesn't know that the furnace doesn't work. Housing prices are still dropping but I think they are near the bottom. It is still worth slightly more than what I am paying so thankfully that won't interfere with getting my mortgage.
Now I know a lot of people have told me that buying a house is nerve-wracking and confusing but I didn't really understand until now. One good thing though, the second bank for the house finally sent us their approval letter with the February 15th closing date on it so I think I can mark that date on my calendar now.