I made myself a nice lunch today but didn't get a chance to eat it. It was the boss's birthday and everyone decided to go to lunch. I was hoping they would order in pizza but no, they picked a nearby place where the food is mediocre. Actually, the last time we went (and first time I had ever been) my meal caused me many hours of discomfort and more time than I wanted to spend in the bathroom. I was willing to give them a second chance. My chicken sandwich was terrible but the french fries were good. That's $12 that I hadn't planned to spend but I did for the sake of office bonding.
When I got back to the office I got a call from Chase who is my bank. The representative wanted to know when I wanted to come in to choose whether I wanted overdraft protection on my debit card and checking accounts. They have sent numerous letters and I thought that the letters said that if I wanted to decline then I should do nothing. I never use my debit card and I rarely write checks so I didn't see the importance of overdraft protection. I also couldn't figure out if there were fees or not. I told the lady that I wanted to opt out and she said I could do that over the phone but she would have to call the telephone banker. She connected us in a 3 way call and then the telephone banker and the banker lady from my bank proceeded to argue over why the banker at my bank couldn't fix my account for me.
Finally the telephone banker gave in and agreed to set my opt-out status. I have no clue what they were talking about but they started to argue again. It was really weird and I wanted to hang up but I thought that I didn't want them calling me again. Finally they set up my preferences and hung up. I still have no idea if the overdraft protection that I opted out of was something that costs extra or not. I think, from listening to the bankers argue, that my checking accounts are still protected by my credit card. I sure hope I never need overdraft protection. And I hope I never have a problem with my Chase accounts. I don't want to listen to them argue again.