I got paid today and I was going to wait a week until I was a little closer to my second paycheck so that my bank account wasn't so low but I couldn't help it. I had all of that money sitting in my account and I couldn't resist putting it all towards the mortgage now.
So, I made an extra payment of $2,786 which brings the total down to $24,482. Under $25k! Yea! This means I have only 9 months to go. And if I don't make any more extra payments my mortgage will only last 3 years and 8 months more.
I am also planning to sell my individual stock and put the money towards the mortgage. I'm hoping it is still worth what I think it is worth which is $4k. I'll figure it out when I do my taxes and get all that paperwork out so that I can add up the dividends. If they aren't worth as much as I think I'll have to add a month to my plan. Maybe some stock market miracle will happen before I sell them and they will be worth more than $4k. Probably not but I can always hope.