Some people have significant outside income from various sources. I am not one of those people. I do have a little bit of un-budgeted income such as:
My bank account-This used to be a much bigger income source but now I am lucky if I get $20 in interest a year.
My CDs-$200-$300 a year for this one. Part of my emergency fund is in a CD right now. The other half needs to go back in to a CD when I have enough excess built up in my bank account again. It got pretty low there for a while.
Discover Rewards-I switched to a Chase card but I did get $100 cash back from Discover and an Ace Hardware gift card for $40 with an extra $10 because it was a Discover partner. I'm going to use this card for gas in July when I can get 5% back. Then I'll keep it and see if I can get any deals with it for Christmas with Discover's partners. That is if they don't cancel me for not using the card enough. I have $16 in rewards saved up.
Chase Freedom-I got 50 reward points for signing up and when I reach the $200 level I can get an extra $50 as a bonus. I'm at $86 now. Maybe I'll reach $200 by Christmas. That would be a big help.
Surveys-Yes, I tried surveys. I have finally reached the $20 level in rewards. I haven't cashed out yet. Sometimes the surveys are interesting, sometimes it seems like I tell them the same thing over and over and they still don't believe that I am not the decision maker at my company when it comes to computers and software. If I see that survey again I will scream.
Blog Ads-I have spent over $150 on this blog, mostly a donation to PFblogs to get more readers. I have made approximately $20 with the ads although I can't get paid until I reach the $100 level. At this rate I will get $100 in 8 more years. I should probably take the ads off. I lost interest in them about a year ago. I guess this one doesn't count as income because I already spent more than I will make but who knows, I could suddenly get 1 million reader or something.
Stock dividends-Most of my stocks have automatic dividend reinvestment. One stock, Arby's, bought another one of my stocks and does not have a direct stock purchase plan or dividend reinvestment. It cashed out my partial share and left me with one measly share worth approximately $19. Arby's now send me a 6 cents check every quarter. They are spending more on postage! I have to go through a broker if I want to sell which means more fees. Since they made it difficult for me to sell or buy I am just going to let them send me 6 cent checks for a while.
And lastly, anything I can sell on ebay or craig's list gives me a little money. This year I sold my modem and my washer and dryer for a total of $120 I think. There is a lot more stuff to sell.
Each thing on its own doesn't seem like much but altogether they usually pay for at least 2 plane tickets and it keeps me from dipping in to my emergency fund. Every little bit helps.