I thought that having a short week would make work easier. I thought that having time off would give me time to relax and going back to work wouldn't be so bad. I thought that having only 1 year and 8 months left to finish off my mortgage would make me excited to start a new year at my job. I was wrong.
After 2 days of blissful free time last weekend I went in to work and stared at my computer for 9 mind-numbing hours. I looked at my mortgage spreadsheet and fantasized about quitting NOW. I added up all of the money in my emergency fund, vacation fund, rent fund, stock fund and estimated how much I could get if I sold my RV. The total came to approximately $25,000. Then I subtracted that from my mortgage to see how many years I would have left if I let the renters pay the mortgage...still 5 long years. Too long. I can't quit yet. If I work one more year then I could quit and have only one year left on the mortgage. But, after next year I will only have 8 months left if I keep working. Then if I continue working, the fun starts as I will be able to save a bunch of money for my projects and various trips. I have to stick with it no matter how far away the reward seems at times. Last year at this time I was just starting my mortgage plan and look how far I've come. I just need to keep at it and try hard not to get discouraged.